They are very very slow to respond and somehow can’t understand english at times. I like their products and use them on my site, but I can’t say I’d recommend it unless it fits your needs for sure. If you are looking to easily get videos, then yes, but you will need to put in some work to change the info for seo purposes. Be ware that some videos have built-in links that go back to the original website.
If I were you I’d setup a paypal account just to use anyway for purchases. Just signup for a paypal business account, link your card to pay. Like others have mentioned before, getting refunds for software is easier using paypal and faster.
Here’s WP-Script refund policy, 14 days, but you’d have to hope they respond within that tie to issue you a refund.
wp-script.com/refund-policy/